George Sibbald purchased a policy from the Insurance Company of North America in Philadelphia on December 24, 1795. It insured the Schooner Two Friends, captained by Peter Foster, on its journey from Philadelphia to Havana.

A handwritten addendum at the end of the policy states, “This insurance is declared to be made against such risks as happen in time of peace only, and warranted free of capture and the consequences of capture save the usual risque of the sea which may happen after such capture.”

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